Privacy Policy

 

Privacy Policy – MiSpent

Effective Date: May 10, 2026

MiSpent (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how MiSpent collects, uses, stores, and protects your information when you use our mobile application and related services.

By using MiSpent, you agree to the practices described in this Privacy Policy.

1. Information We Collect

Personal Information

We may collect the following information when you use MiSpent:

  • Name

  • Email address

  • Apple ID-related information

  • Account login details

  • Subscription status

Financial & Expense Data

To provide budgeting and expense tracking features, MiSpent may collect:

  • Expense entries

  • Budget categories

  • Spending history

  • Financial notes

  • Income and savings information

Voice & AI Features

If you use voice-powered features, MiSpent may process:

  • Voice commands

  • Speech-to-text inputs

  • AI-generated financial insights

Voice processing may utilize secure third-party services for transcription and AI analysis.

Device & Usage Information

We may automatically collect:

  • Device type

  • iOS version

  • App usage analytics

  • Crash reports

  • Performance diagnostics

2. How We Use Your Information

We use collected information to:

  • Provide and improve MiSpent features

  • Sync and backup user data

  • Generate AI-powered financial insights

  • Personalize budgeting recommendations

  • Process subscriptions and payments

  • Improve app performance and security

  • Send reminders, alerts, and notifications

3. iCloud & CloudKit Sync

MiSpent may use Apple iCloud and CloudKit services to securely sync your data across devices.

When using iCloud sync:

  • Your data may be stored in your personal iCloud account

  • Apple’s privacy policies may also apply

  • You control iCloud settings through your Apple device

We do not have access to your Apple ID password.

4. Data Sharing

We do not sell your personal data.

We may share limited information with trusted third-party providers only when necessary for:

  • Cloud storage and syncing

  • Analytics

  • Subscription management

  • Push notifications

  • AI and speech processing services

These providers are required to protect your data.

5. Data Security

We implement industry-standard security measures to protect your information, including:

  • Secure data transmission

  • Encrypted cloud communication

  • Authentication protections

  • Access controls

However, no digital platform can guarantee absolute security.

6. Data Retention

We retain your information only as long as necessary to:

  • Provide app functionality

  • Maintain backups and syncing

  • Comply with legal obligations

  • Resolve disputes and enforce policies

You may request deletion of your account and associated data.

7. User Rights

Depending on your region, you may have rights to:

  • Access your data

  • Correct inaccurate data

  • Request deletion

  • Withdraw consent

  • Disable notifications and syncing

You can manage many settings directly within the app or your Apple device settings.

8. Children’s Privacy

MiSpent is not intended for children under 13 years old. We do not knowingly collect personal information from children.

9. Third-Party Services

MiSpent may integrate with third-party services including:

  • Apple iCloud / CloudKit

  • Apple Push Notifications

  • Analytics providers

  • AI and voice processing platforms

Use of these services may also be governed by their own privacy policies.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted within the app or on our website with an updated effective date.

Continued use of MiSpent after updates indicates acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy or your data, please contact us at:

murtezabiztech@gmail.com

Thank you for trusting MiSpent.

Comments

Post a Comment